Why Should You Save With Prudential Instead Of Using Own Savings?

SAVINGS

Assuming every month you save RM200.

At the end of the year , the total accumulated would be RM2400 + + (Including interest) (0.3% if in saving account  3% if in Fix Deposit, 7% if in ASB)

Assume that you save constantly up to 5 years which would then amout up to RM12,000 ++

Unfortunately, you are suddenly diagnosed with cancer preliminary level which requires RM50,000 for treatment.

Thanks to your savings, you have RM12,000 but you still need RM38,000.

You have 3 options to fund the balance

• Borrow

Family and friends will try their best to help you. But to borrow RM38,000 is near impossible unless your have a very rich relative.

• Sell your assets

Your maybe have one or two assets which can be sold. But it takes at least 6 months to sell a house for example. If your assets still under bank’s loan,  you cant sell it off.

• Seek for Donation

As you have seen on television, people seek  donation for themselves or their kids who require money for surgery or treatment. If you are disabled or really poor , you are qualified to seek donation under the television programme. But, if you are an income earner like an executive in a big company, you will not be getting any help by the donation programme because there are more needy people out there.

INSURANCE

Every month you save RM200.

At the end of the year ,the total accumulated would be RM2400 + + (Including interest) (8%-9% in InvestmentLink or Takafulink plan )

In case something bad happen to you , death or total permanent disability , Sum Assured RM100,000 will be compensated to next of kin or to you. (Even if you pay insurance just for one month which is RM200 )

Up to 5 years it would amount up to RM12,000 ++

Unfortunately, you are diagnosed for Cancer preliminary level which requires RM50,000 for treatment. Now Prudential Medical Card will cover all the cost for you.It has a RM500,000  lifetime limit.

Plus, Rm20,000 compensation will be paid because you are diagnosed with one of the 36 critical illness.

Plus, when youa are hospitalized, you will be receiving RM100 per day as hospital benefits.

If you unable to work and have no money to pay your premium, the Contributor plan will continue to pay for you. As the result, you still receive Protection and your savings will still continue growing until the age 100.